Limited visibility
Residents may know what they paid in dues but still have to ask around to find out what a particular expense covered.
Products
A clear record for every community dollar.
Basic shows available activity in your connected bank account. It works with your existing tools and records. Pro adds a governed spending workspace. It records requests and spending-related votes, then applies configured checks before supported instructions proceed.
The problem
Community money needs a record people can follow.
When someone asks why a vendor was paid, the answer may depend on records maintained in several places. Bylaw Ledger gives authorized people account-activity visibility and, in Pro, a workspace for financial requests, money-related board votes, and configured checks. The board still makes the decision, and a banking partner holds the funds.
Unclear approval trails
A new board member needs to understand why a spending request was approved, but the decision is hard to find.
Contested votes
When voting records are incomplete or hard to find, outcomes can be harder to verify.
58%1
of survey respondents selected improved communication and transparency as an effective way to strengthen board leadership and homeowner engagement.
33%2
identified financial and budgeting expertise as a skill gap on their community's board.
1. The 58% figure comes from the Foundation for Community Association Research's February 2026 Snap Survey. Respondents selected strategies they found effective for strengthening board leadership and homeowner engagement. 2. In the same survey, respondents identified current board skill gaps. The survey had 587 respondents from 39 U.S. states, including board members, managers, and others in the community association industry.
Basic and Pro
Choose the level of visibility and control your community needs.
Your board still makes the decisions, and a banking partner holds the money. Basic helps people see what happened. Pro adds configured checks to supported spending instructions.
| Capability | Basic | Pro |
|---|---|---|
| Where work happens | In your existing tools. Basic works with your current approval process and records. | In the Bylaw Ledger application. Pro is the workspace for financial requests and spending review. |
| What can we see? | Available activity and connected records. Access permissions determine what each person can see. | The history and the decision trail. Pro adds requests, configured checks, spending-related votes, and outcomes. |
| Spending & Payments | Reported spending and payment activity. Basic observes activity from available records. | Configured conditions before supported instructions proceed. A partner bank receives authorized instructions and controls payment execution. |
| Can it stop an improper payment? | No. Basic helps people spot and question activity after it is available. | Yes, for supported payment instructions. Configured checks can hold an instruction until requirements are met. |
| Voting & Approvals (spending only) | Not in Basic. It does not collect or display votes or approvals. | Recorded in Pro for spending decisions. The board makes the decision; Pro records the vote and related approval trail. |
| Governing Documents | Available documents stay beside the record. Basic preserves their context for human review. | Configured documents inform the spending workflow. Pro applies the rules the community has configured for a request. |
| Florida Legislature | Chapters 718 and 720 are reference sources. People and counsel review which requirements apply. | Configured requirements can be applied to a request. People and counsel still determine whether Chapter 718 or 720 applies. |
| CAI Best Practices | CAI guidance is a reference source. Basic keeps it available beside the record. | Applicable practices become configured checks. Pro applies the community-approved workflow; CAI does not endorse Bylaw Ledger. |
| Banking and Custody | A partner bank holds and moves community funds. Bylaw Ledger does not hold or move them. | A partner bank still holds and moves community funds. Pro supplies the governed record and supported authorized instruction. It is designed to integrate with Bridge, a Stripe company, for supported money movement, subject to onboarding and program approval. |